MARYLAND MORTGAGE PROGRAM LIMITS
2024 INCOME LIMITS, 2024 MAXIMUM ACQUISITION COSTS &
2024 CDA MAXIMUM MORTGAGE LIMITS
***NOTE: Mortgage Limits for CDA Loans are based on the lesser of the Maximum Acquisition Cost or the FHA Mortgage Limits
List – FHA Forward (One-Family) limit found at
https://entp.hud.gov/idapp/html/hicost1.cfm
COUNTIES &
CITY
MAXIMUM
ACQUISITION COSTS
CDA
Maximum
Mortgage
Limits
INCOME LIMITS
***
Household
Non-
Targeted
Non-
Targeted
Size
Targeted
Targeted
Allegany
County
1 or 2
$149,400
$624,481
$498,257
3 or more
$174,300
Anne Arundel
County
1 or 2
$124,500
$149,400
$683,977
$835,971
$667,000
3 or more
$143,175
$174,300
Baltimore City
1 or 2
$149,400
$835,971
$667,000
3 or more
$174,300
Baltimore
County
1 or 2
$124,500
$149,400
$683,977
$835,971
$667,000
3 or more
$143,175
$174,300
Calvert County
1 or 2
$185,640
$1,179,091
$766,550
3 or more
$216,580
Caroline
County
1 or 2
$149,400
$624,481
$498,257
3 or more
$174,300
Carroll County
1 or 2
$124,500
$683,977
$667,000
3 or more
$143,175
Cecil County
1 or 2
$124,500
$571,946
$557,750
3 or more
$143,175
Charles
County
1 or 2
$185,640
$1,179,091
$766,550
3 or more
$216,580
Dorchester
County
1 or 2
$149,400
$624,481
$498,257
3 or more
$174,300
Frederick
County
1 or 2
$185,640
$185,640
$1,179,091
$1,441,111
$766,550
3 or more
$216,580
$216,580
Garrett
County
1 or 2
$149,400
$624,481
$498,257
3 or more
$174,300
***NOTE: Mortgage Limits for CDA Loans are based on the lesser of the Maximum Acquisition Cost or the FHA Mortgage Limits
List – FHA Forward (One-Family) limit found at
https://entp.hud.gov/idapp/html/hicost1.cfm.
COUNTIES &
CITY
MAXIMUM ACQUISITION
COSTS
CDA
Maximum
Mortgage
Limits
INCOME LIMITS
***
Household
Non-
Targeted
Non-
Targeted
Size
Targeted
Targeted
Harford County
1 or 2
$124,500
$149,400
3 or more
$143,175
$174,300
$683,977
$835,971
$667,000
Howard County
1 or 2
$124,500
$683,977
$667,000
3 or more
$143,175
Kent County
1 or 2
$149,400
$624,481
$498,257
3 or more
$174,300
Montgomery
County
1 or 2
$185,640
$185,640
$1,179,091
$1,441,111
$766,550
3 or more
$216,580
$216,580
Prince George's
County
1 or 2
$185,640
$185,640
$1,179,091
$1,441,111
$766,550
3 or more
$216,580
$216,580
Queen Anne's
County
1 or 2
$124,500
$683,977
$667,000
3 or more
$143,175
St. Mary's County
1 or 2
$143,900
$510,939
$498,257
3 or more
$165,485
Somerset County
1 or 2
$149,400
$624,481
$498,257
3 or more
$174,300
Talbot County
1 or 2
$124,500
$149,400
$624,481
$510,939
$498,257
3 or more
$143,175
$174,300
Washington County
1 or 2
$124,500
$149,400
$510,939
$624,481
$498,257
3 or more
$143,175
$174,300
Wicomico County
1 or 2
$124,500
$149,400
$510,939
$624,481
$498,257
3 or more
$143,175
$174,300
Worcester County
1 or 2
$124,500
$149,400
$624,481
$510,939
$498,257
3 or more
$143,175
$174,300
***NOTE: Mortgage Limits for CDA Loans are based on the lesser of the Maximum Acquisition Cost or the FHA Mortgage Limits
List – FHA Forward (One-Family) limit found at
https://entp.hud.gov/idapp/html/hicost1.cfm.
MAXIMUM LOAN AMOUNT: $766,550 with the following exceptions:
• For FHA loans, Base Loan Amount plus the FHA Up Front Mortgage Insurance Premium
(UFMIP) may not exceed $766,550
• For VA, RHS and Conventional loans, base loan amount plus VA funding fee, RHS guarantee fee
or conventional single premium mortgage insurance may not exceed $766,550
• Income limits for an RHS-guaranteed loan are the LESSER of the Maryland Mortgage Program
Income Limits referenced above or the RHS Guaranteed Program Income Limits
