PowerPoint Presentation

• Leave is unpaid; however, you may

use available PTO / Protected PTO or

sick time. You may also use your

personal time if you have no PTO o

rotected PTO available.

• Report your absence daily using the

ssociate Information Line or the

Report an Absence Web Form unti

he facility receives notification from

Sedgwick.

• Only contact Sedgwick if you will be

ut more than three days.

Requesting to self-quarantine or

self-isolate due to COVID-19

concerns

LEVEL

Mandated quarantine by health care

provider, government or Walmart /

Failed Health Screening

• Leave is paid for up to two work

weeks* at 100% average pay.

• Report your absence daily using th

ssociate Information Line or the

Report an Absence Web Form unti

the facility receives notifications from

edgwick.

• Contact Sedgwick as soon as you are

aware of the need for leave but no

later than 3 business days after the

first day of your absence.

LEVEL

Unable to work due to an adverse

reaction to the COVID-19 vaccine

• You may be eligible for up to three

ays of 100% average pay by working

with your facility to report your

absence

• Th

e first three days will only be paid by

your facility.

• If you need more time off after the

first three days , contact Sedgwick.

• Medical certification from your health

care provider will be required for time

away beyond three days and prior to

returning to work.

COVID-19

Vaccine Reaction

COVID-19 Absences and Emergency Leave

U.S. hourly associates and OTR drivers

COVID-19 | 022321

Tested positive for COVID-19

• Leave is paid for up to two work weeks*

at 100% average pay. Then partial pay

replacement for up to 26 weeks with

medical certification.

• Report your absence daily using th

Associate Information Line or the

Report an Absence Web Form until th

acility receives notifications from

Sedgwick.

• Contact Sedgwick as soon as you are

aware of the need for leave but no

later than 3 business days after the fir

ay of your absence

LEVEL

1 2 3

*The maximum pay benefit is two work weeks with Level 2, Level 3, and/or adverse reaction to COVID-19 vaccine leave combined, per continuous leave event. Full policy - COVID-19 Emergency Leave Policy.

Note: All associates must report any leave extension and/or return to work (RTW) date via mySedgwick or Sedgwick’s Integrated Voice Response (IVR) within four days leading up to their end of leave date to

avoid delay with pay and systems access.

Please note: All COVID Emergency Leaves must be filed by visiting

MySedgwick via One.Walmart.com/LOA

• Leave is unpaid; however, you may

use available PTO.

• Report your absence as usual for

your area rather than contacting

Sedgwick for each eligible self-

quarantine leave.

• If you choose to be out longer than

two weeks, contact Sedgwick to

request additional time away.

• Note: upon claim intake, please

select yes – I have worked with my

facility for the first two weeks.

Requesting to self-quarantine or

self-isolate due to COVID-19

concerns

Mandated quarantine by health care

provider, government or Walmart /

Failed Health Screening

• Leave is paid for up to two work

weeks* at 100% average weeks pay.

• Report your absence as usual for your

area rather than contacting Sedgwick

for each eligible mandated quarantine

leave.

• If you need to be out longer than two

weeks, contact Sedgwick to request

additional time away.

• Note: upon claim intake, please select

yes – I have worked with my facility

for the first two weeks.

Unable to work due to an adverse

reaction to the COVID-19 vaccine

• You may be eligible for up to three

days of pay by working with your

facility to report your absence.

• The first three days will only be paid by

your facility.

• If you need more time off after the

first three days of your absence,

contact Sedgwick.

• Medical certification from your health

care provider will be required for time

away beyond three days and prior to

returning to work.

avoid delay with pay and systems access.

COVID-19 Absences and Emergency Leave

U.S. salaried associates

COVID-19 | 022321

Tested positive for COVID-19

• Leave is paid for up to two work weeks*

at 100% pay. Then partial pay

replacement for up to 26 weeks with

medical certification.

• Follow your normal process for

reporting your absence until your leave

is approved.

• Contact Sedgwick as soon as you are

aware of the need for leave but no

later than 3 business days after the first

day of your absence.

Please note: All COVID Emergency Leaves must be filed by visiting MySedgwick via One.Walmart.com/LOA

1 2 3

LEVEL

COVID-19

Vaccine Reaction

• Avoid close contact with people who are sick.

• Avoid touching your eyes, nose and mouth with unwashed

hands.

• Wash your hands often with soap and water for at least 20

seconds

. If soap and water are not available, use an alcohol-

based hand sanitizer that contains at least 60% alcohol.

• Talk or video chat with your own doctor or mental health

specialist from home and it’s covered just like a regular visit.

Contact your doctor's office to find out more.

• Video chat with a doctor or mental health specialist with

Doctor On Demand for $0. Medical visits are available 24/7.

Learn more at

One.Walmart.com/DOD

• Get eligible prescriptions by mail through Walmart Home

Delivery Pharmacy. If you’re enrolled in a Walmart medical

plan, call

866-855-0740 for details. Or call OptumRx at 844-

705-7493.

• You may also get early refills at Walmart, Walmart Home

Delivery or Walmart Specialty pharmacy.

• Free help is available 24/7 with Resources For Living.

• Visit

One.Walmart.com/RFL or call 800-825-3555.

Protect and Prevent

Supporting the Health of our Associates

Get Your Prescriptions by Mail

See a Doctor from Home

Get support with anxiety or life concerns

COVID-19 | 022321

COVID FAQ

s | 02.24.2021

FAQs

Supporting the health of our associates

COVID Vaccine Reaction

What if I have side effects from the COVID-19 vaccine which keep me from coming to work?

You’ll be eligible for time off with pay under the Emergency Leave Policy if you have side effects from the vaccine that

cause you to miss work. Side effects include, but are not limited to fever or chills, body aches, fatigue, headache, or

allergic reactions.

If you are experiencing side effects, time away must be requested within 3 days of vaccination and may be used only

one time per vaccination, for up to two events.

How many times can I take time off for vaccine side effects?

Because the COVID-19 vaccine requires two doses, time away for adverse reactions can only be used twice.

Do associates who get a vaccine still need to social distance?

Yes, vaccinated associates should still continue to social distance, wear masks, and practice proper hygiene. They should

also continue to follow posted guidelines related to symptoms (for example, don’t come to work if you have a fever).

What’s the reporting process if I need to be out due to side effects from the COVID-19 vaccine?

• Report your absence each day as you normally would. The first three days should be coordinated with your facility or

HR leadership before filing with Sedgwick.

• Contact Sedgwick if:

– You are going to be out for more than three days, only after working with your facility for days one through

three.

Visit MySedgwick at One.Walmart.com/LOA to file a request for leave. A medical certification from your health

care provider will be required for time away from work beyond three days and prior to returning to work.

Will I be paid if I miss work because of side effects from the COVID-19 vaccine? If so, how?

Hourly associates and OTR drivers:

• Eligible for up to three days of pay at your regular hourly wage. Report your absence each day as you normally

would.

• HR / Facility Leaders – Please reference the GTA COVID Job Aid

for guidance on how to code the first three days

COVID FAQs |

02.24.2021

Salaried associates:

• Eligible for up to three days of pay continuance. Report your absence each day as you normally would.

If you need to be out more than three days, visit MySedgwick at One.Walmart.com/LOA to file your leave as soon as

possible. If you qualify for paid leave benefits, Sedgwick will calculate your pay in accordance with the COVID

Emergency Leave Policy. Your payments will be processed through Walmart Payroll and you will be paid on regular

paydays.

What if my family member has side effects from the COVID-19 vaccine and I need to care for them?

Time away to care for someone experiencing side effects from the COVID-19 vaccine is not covered under the COVID

Emergency Leave Policy. Hourly associates may be eligible for a leave of absence to care for a family member and can

use paid time off during this time. Salaried associates and OTR drivers may be eligible for family care pay and a leave of

absence. All associates are required to call into their facility and report their absence as they normally would until their

leave of absence is approved. Associates should contact Sedgwick if they’ll be out for more than three days.

Attendance

COVID-19–related absences for associates on an approved COVID-19 leave

What’s the reporting process if I need to be out for any COVID-19–related concerns?

Hourly associates and OTR drivers:

• Report your absence each day as you normally would.

• Contact Sedgwick if:

– You’re going to be out for more than three days;

– You’re choosing to self-quarantine, isolate, or care for a family member affected by COVID-19;

– You fail the Walmart Health Screening and require quarantine;

– You’re required to quarantine by a health care provider, government agency, or by Walmart; or

– You’ve been diagnosed with COVID-19.

Visit MySedgwick at One.Walmart.com/LOA to file a request for leave. Associates who need time away for three days or

less should work with their facility or HR leadership for options.

Salaried associates:

• Report your absence each day as you normally would. The first two weeks of a Level 1 (unable to work or

uncomfortable at work due to COVID-19 concerns and choose to quarantine/isolate themselves) or Level 2 (facility

is part of a mandated quarantine or required to quarantine by a health care provider, government agency or by

Walmart) should be coordinated with your HR leadership before filing with Sedgwick.

• Contact Sedgwick if:

– You’re going to be out for more than two weeks for a self or mandatory quarantine; or

– You’ve been diagnosed with COVID-19.

Will I get an occurrence if I miss work because of a COVID-19–related absence?

COVID FAQs |

02.24.2021

The attendance occurrence policy will be waived for associates who are placed on an approved COVID-19 leave for

absences due to COVID-19–related concerns, symptoms, or illnesses. Any leave request of three days or less will be

denied and is subject to standard attendance guidelines. Associates should work with their facility or HR leadership for

options.

If I travel for personal reasons to a location that requires quarantining upon return, is this a self-quarantine or a

mandated quarantine?

If you choose to travel for personal reasons to an area restricted by your state and are required to self-quarantine per

state guidance, you are eligible for a Level 1 self-quarantine. If you failed the health screening due to personal travel, you

must file for a self-quarantine leave of absence.

COVID-19 Emergency Leave Policy

Eligibility

10.

Do I qualify for this leave if I fail the Walmart Health Screening?

Yes. Any associate who fails the Walmart Health Screening and is required to quarantine for more than three days can

report their absence to Sedgwick for a Level 2 paid leave. Associates are expected to report their return to work once

their recommended quarantine period ends.

11.

What if one of my immediate family members is diagnosed with COVID-19?

A key step in maintaining safety is to make sure associates who are living with someone who has tested positive for

COVID-19 are also quarantining, even if they don’t feel sick.

The Walmart Health Screening includes this question:

“In the last 14 days, has anyone you live with been lab-tested positive for COVID-19, OR, have you been in close contact with

someone who has been lab-tested positive for COVID-19?”

Any associate or vendor who answers yes to this question will be required to quarantine for 14 days from their last

contact with the person that tested positive. Associates should contact Sedgwick to notify them of the failed health

screening and be considered eligible for a Level 2 leave.

Taking a Leave

12.

Do I need to submit any documentation to take a leave of absence for COVID-19?

If you’ve been diagnosed with COVID-19 and can’t return to work after two weeks, you’ll need to provide medical

documentation in order to be eligible for additional pay replacement. Before you can return to work, a medical

certification is required.

For mandatory quarantines, Sedgwick will require you to provide one or more of the following:

•

Reason for quarantine

•

If applicable, the name and phone number of the healthcare provider or authority requiring quarantine or

•

If applicable, the number of days Walmart required you to quarantine

For vaccine leaves, you’ll be required to provide:

COVID FAQs |

02.24.2021

•

Date of vaccine

•

Name of issuing provider

If you’re an hourly associate in New York, New Jersey, or Hawaii, you’ll need to submit medical documentation from a

licensed medical provider that has treated you for a diagnosis or symptoms of COVID-19 to qualify for your state’s

short-term disability benefits.

If you’re a New York hourly, salaried, or driver associate, you may also qualify for New York Paid Family Leave benefits.

You’ll need a licensed health care provider who’s treating your family member to complete a form, which Lincoln will

provide. You’ll also need to complete a Release of Personal Health Information form; which Lincoln will also provide. To

start the process, file for a leave of absence with Sedgwick, who will notify Lincoln of your request.

If you’re advised to self-quarantine, New Jersey and Hawaii hourly associates may also be eligible to receive state

disability benefits. You and your licensed health care provider will need to complete a form, which Lincoln will provide to

you.

• In New Jersey, the definition of “sickness” now includes known or suspected exposure to illness as well as in-home

care or treatment for yourself or a family member. You’ll need to provide a notice of determination from a health

care provider, or public health authority that you or a family member’s presence in the community will put others at

risk; and a recommendation, direction or order from the health care provider or public health authority that you or

your family member be isolated or quarantined as the result of exposure.

• Paid Family Leave in New Jersey is administered by the state. You’ll need to contact Sedgwick to file for a leave of

absence and contact the state to learn about eligibility for paid family care.

• In Hawaii, you’ll need a doctor’s note stating that you are ill or quarantined because of COVID-19.

13.

If I take a leave of absence for COVID-19, will I get paid? If so, when?

If you choose to self-quarantine, , you may use available PTO/Protected PTO or sick time, but you are not required to.

You may also use your personal time if you have no PTO or Protected PTO available. If you don’t have any paid time off

available, your self-quarantine will be unpaid. If you’re required to quarantine, failed the Walmart Health Screening, been

diagnosed with COVID-19, or have experienced side effects from the COVID-19 vaccine, you may be eligible for up to

two weeks of pay. Visit MySedgwick at One.Walmart.com/LOA

to file your leave as soon as possible if you’re going to be

out for more than three days.

If you qualify for paid leave benefits, Sedgwick will coordinate your pay. Your payments will be processed through

Walmart Payroll and you’ll be paid on regular paydays. When your leave is complete, you’re required to report your return

to work to Sedgwick.

14.

What if I’m mandated to quarantine and then get diagnosed with COVID-19?

The maximum pay benefit is two work weeks with Level 2, Level 3, and/or adverse reaction to COVID-19 vaccine leave

combined, per continuous leave event. If you’ve been diagnosed with COVID-19 and aren’t able to return to work after

that time, you may be eligible for additional pay replacement for up to 26 weeks.

15.

How is pay calculated?

Please refer to the COVID-19 Emergency Leave Policy by visiting the People Policies page on One.Walmart.com.

16.

Do I need to report my return to work upon completion of my Leave of Absence?

Yes. All associates must report their return to work (RTW) date via mySedgwick or Sedgwick’s Integrated Voice

Response (IVR) within four days leading up to their RTW to avoid delay with pay and systems access.

COVID FAQs |

02.24.2021

To avoid overpayments for salaried associates who do not report their RTW in a timely manner, Sedgwick will place the

associate on an unpaid leave at the end of their approved leave to prevent the associate from receiving both regular

salary and leave pay.

•

Both the associate and manager can visit mySedgwick via One.Walmart.com/LOA to report an associate’s RTW

•

Call Sedgwick’s automated IVR line at 1.800.492.5678 - Option 3 to report RTW

17.

Will my incentive award be affected if I take a leave of absence for COVID-19?

If you’ve worked hours during the incentive quarter or if you were on a leave of absence and used PTO hours, you’ll

receive an incentive payout. Payout will be determined based on your worked and/or PTO and PPTO hours used.

If you were on unpaid LOA or long-term disability, you’re not eligible, but could receive a prorated incentive award

(based on previous hours worked, plus any PTO/PPTO hours used for inactive days while on unpaid LOA.). If you were on

Military LOA, please refer to the Military LOA Policy at One.Walmart.com via Work > Policies > People Policies > Leave

of Absence Policy > Military Leave (English) and contact your facility or HR leader. This guidance applies to all types of

LOAs including the Emergency Leave Policy. If you have more questions, refer to your incentive plan document.

18.

Will my job be protected while I’m on a COVID-19 Emergency Leave?

Yes. An approved leave of absence for a self-quarantine, mandated quarantine, diagnosis, or side effects from the

COVID-19 vaccine for which you receive time away or pay for Walmart’s COVID-19 Emergency Leave Policy is job-

protected, in general, for up to a maximum of 52 weeks. Your position is not to be replaced; however, your role may be

temporarily filled until you return.

19.

What if I have the flu or strep throat? Does this policy apply to me?

No, this leave policy is just for COVID-19. Standard policies apply for other illnesses.

20.

What if my child’s school or daycare closes or my child is required to quarantine?

School and childcare closures, as well as the need for your child to quarantine due to COVID 19, qualify for an unpaid,

Level 1 self-quarantine leave. When filing with Sedgwick, please select the School/Child Care Closure reason at intake if

you’ll be out for more than three days. You can substitute available paid time off or personal time pay for any unpaid time

off.

21.

What if I’m out for more than two work weeks due to COVID-19?

Time away under Walmart’s COVID-19 Emergency Leave Policy will be job-protected for up to 52 weeks. Your role may

be temporarily filled until you return.

Under certain limited circumstances, the company may grant additional COVID-19 leave, up to a maximum of 52 weeks.

If you need to extend your leave beyond 52 weeks due to a condition that you believe qualifies as a disability, you must

request an extension from Sedgwick at least 30 days before you complete the 52 weeks of leave. The company will

determine (a) whether you’re a qualified individual with a disability and (b) whether it’s reasonable to extend the leave

for a specific period of time.

If you work in Washington State and feel you need to extend your leave beyond 52 weeks because you are at risk, you

should request an extension from Sedgwick at least 30 days before you complete the 52 weeks of leave. The company

will determine whether there are any options to allow you to return to work, or if additional leave should be granted.

22.

Does FMLA time run concurrently with time under the COVID-19 Emergency Leave Policy?

COVID FAQs |

02.24.2021

Any time off under the COVID-19 Emergency Leave Policy will not run concurrently with any federal, state, and/or

company leaves. Time off under a Walmart short-term disability plan will run concurrently with applicable federal, state,

and/or company leaves.

23.

I’m on disability leave for other reasons and have been diagnosed with COVID-19. Can I receive two weeks of pay

under the COVID-19 Emergency Leave Policy?

No. If you’re already on an approved disability leave, you’ll continue under that leave.

24.

How can I check on the status of a leave claim or request?

Associates, their direct supervisors, and People Partners can view claim status through MySedgwick on

One.Walmart.com/LOA

25.

If I go on leave, will I still need to pay premiums for my medical benefits?

Yes. To keep your benefits during your leave, you must continue to pay the premiums that are normally deducted from

your paycheck. If you’re on a paid leave, these costs will be deducted automatically from your check.

If you're on an unpaid leave, or if you exhaust your short-term disability benefits, you must pay your premiums yourself

by the Friday of the end of each pay period.

26.

If my state offers paid leave for associates who need time away from work to care for a seriously ill family member,

am I covered under the state plan?

Associates in California, New Jersey, New York, District of Columbia (Washington, DC), and Washington State with

state-paid family benefits can apply through their state program with no impact to the benefits under the COVID-19

Emergency Leave Policy.

27.

Will state disability programs impact benefits under the COVID-19 Emergency Leave Policy?

Benefits received under the COVID-19 Emergency Leave Policy are separate from state disability programs. Associates

can apply for state benefits with no impact to benefits under the COVID-19 Emergency Leave Policy. The following

states currently have state disability plans: California, District of Columbia (Washington, DC), Hawaii, Massachusetts,

New Jersey, New York, Rhode Island, and Washington State.

28.

Is COVID-19 covered under Workers’ Compensation?

Claims filed under the COVID-19 Emergency Leave Policy will be paid in accordance with the Leave Policy. COVID-19

Workers’ Compensation claims will be determined based on state law. If a claim is payable under Workers’

Compensation, payment under the Emergency Leave Policy and/or disability will end.

COVID-19 Emergency Sick Time Policy

Legacy Sick Bank

29.

What happened to the Emergency Sick Time Policy?

COVID FAQs |

02.24.2021

The Emergency Sick Time Policy ended on January 31, 2021. Effective February 1, 2021, our PTO policies were

updated to allow associates with Legacy Sick time to use it when missing work to take care of a sick family

member or for their own illness without having to use their PTO or Protected PTO first.

Walmart Medical Plan Participants

Visiting a Doctor

30.

I’m on a Walmart medical plan and need to see a doctor, but all the in-network doctors are booked. Can I go to an

out-of-network doctor?

You can go to an out-of-network doctor, but you’ll pay more. You can see a doctor online right away with Doctor On

Demand, instead of waiting for an appointment in person. Doctor On Demand is now $0 with most Walmart medical

plans. Grand Rounds is also available to plan participants. To search for doctors in your area, go to

One.Walmart.com/GrandRounds

31.

I think I may have COVID-19. Can Doctor On Demand help?

If you’re enrolled in a Walmart medical plan:

• Complete a two-minute self-assessment

• Doctor On Demand is now $0 with most Walmart medical plans.

• Doctor On Demand can help you determine your risk and what your next steps are, but they can’t test for COVID-

19.

If you’re not enrolled in a Walmart medical plan:

• Complete a two-minute self-assessment

• The cost for a Doctor On Demand visit is $75.

• Doctor On Demand can help you determine your risk and what your next steps are, but they can’t test for COVID-

19.

32.

Do I have to wait long for a visit with Doctor On Demand?

Because of COVID-19, many people are using Doctor On Demand. They’re working hard to see as many patients as

quickly as they can. Before you see a doctor, it helps to:

• Complete a two-minute self-assessment

• Use the Doctor on Demand app to schedule an appointment time that works for you.

33.

How much does it cost to get tested for COVID-19?

It depends. Doctors and hospitals charge different prices to administer the test. If you’re covered on a Walmart medical

plan, the test will be covered at no cost to you.

34.

What kind of provider treats COVID-19?

COVID FAQs |

02.24.2021

You should first call a primary care doctor in your area. Depending on your symptoms, that doctor may refer you to

someone else for care.

35.

What if I need/want to go to an out-of-network provider for care?

You should contact your medical plan administrator to discuss options for a network exception. The phone number is

located on the back of your plan ID card.

36.

Can I use my Health Savings Account to pay for cleaning supplies?

Contact HealthEquity at 866-296-2860 for questions about eligible expenses.

37.

I keep hearing about COVID-19 in the news and am very stressed out. How can I get help?

• Tips to help keep calm are available online at One.Walmart.com/ResourcesForLiving. You can also call Resources for

Living 24/7 for help coping with any unknowns in your life, including fears around COVID-19. Help is available at no

cost, even if you’re not enrolled in Walmart benefits. Just call

800-825-3555.

• Psychologists and psychiatrists can work with you to understand and treat anxiety about COVID-19 or other issues.

Virtual behavioral health visits through Doctor On Demand are now $0 with most Walmart medical plans.

Going to the pharmacy

38.

If I’m quarantined, can I get my medicine delivered to me?

If you’re on a Walmart medical plan, you can use the Walmart Mail Order Pharmacy. Walmart Home Delivery Pharmacy

will fill your prescription and mail it to your home in all 50 states with no charge for shipping.

Call 866-855-0740

for more information or to transfer your prescriptions. Our pharmacist will do the rest. You can also

call OptumRX at 844-705-7493.

39.

Can a Walmart or Sam’s Club pharmacy test me for COVID-19?

No. You can’t be tested for COVID-19 at a Walmart or Sam’s Club pharmacy.

40.

Can I get my prescription refill early in case I get quarantined?

Yes. Patients with active prescriptions can temporarily get an early refill if they have remaining refills on file at Walmart,

Walmart Home Delivery, or Walmart Specialty Pharmacy. Controlled substances will not be permitted for early refills.

This decision will be continuously evaluated based on CDC guidance, federal and state declarations, and other relevant

data.

Centers of Excellence

41.

Is there a Center of Excellence for treating COVID-19?

No. A primary care doctor in your area can provide treatment. Please call your doctor before arriving at the office. Your

doctor may have specific procedures you should follow.

COVID FAQs |

02.24.2021

42.

How will travel be handled under the Centers of Excellence program during COVID-19?

• For spine or joint replacement surgeries, patients can choose to stay in their local area for care at regular medical

benefits. Patients will need to call Health Design Plus at 877-230-7037

to discuss a network exception and

coordination through Grand Rounds.

• For cardiac surgery and cancer, the Centers of Excellence program is voluntary, and there is no requirement to

travel.

• For weight loss surgeries and transplant care, travel is still required. Patients can choose to postpone care until they

feel safe to travel.

Walmart 401(k) Plan

43.

There has been a lot of change in the value of my 401(k) recently and some of it appears to be related to concerns

about COVID-19. How safe are my investments?

Your 401(k) account is made up of various investment options and is subject to market returns. Your 401(k) investments

are not guaranteed and are subject to market volatility. You should talk to your personal financial advisor for more

information and to determine your level of investment risk.

44.

What happens to my 401(k) loan payment if I become quarantined?

If you qualify for paid benefits, Sedgwick will coordinate your pay and your loan repayment will be deducted

automatically. If you’re not receiving a paycheck, you could be responsible for loan repayments. These can be made

directly to Merrill. If you go on an approved leave of absence, your loan may be re-amortized when you return to work.

45.

How can I get to my 401(k) money quickly if needed?

If eligible, you can take a loan or hardship withdrawal from your account. You can also withdraw money from your 401(k)

if you’re over 59½ or have rollover money in your account. You should talk to your financial advisor before requesting a

distribution.

46.

I was going to retire soon. Should I postpone?

Retirement is an individual decision that should be made after careful consideration. You should talk to your financial

advisor about your retirement plans.

Resources

• MySedgwick on One.Walmart.com/LOA

• People Services 800-421-1362

• People lead, MHRM or facility manager