Chase Freedom
®
Student with Ultimate Rewards
®
Program Agreement
· Your Ultimate Rewards account will be linked to
the account you maintain with the third party,
based on the card you save on file with them.
· You will receive an email from the third party
informing you of the auto-enrollment and how to
de-enroll if you do not want to participate.
· You may de-enroll at any time.
• We may give you opportunities to use your points to pay for
products or services from third-party merchants directly
through the program.
• Products or services may not always be available and
may change without notice.
• The redemption value of points may be worth less than
other reward options offered directly through the
program.
• Any additional terms, conditions, disclosures or
agreements provided by us related to the products or
services you obtain will be part of this agreement.
Combine points with other Chase cards with
Ultimate Rewards
• You can move your points, but only to another Chase card
with Ultimate Rewards belonging to you or one member of
your household.
• You can’t move points to another eligible card if either
account is prohibited from earning or using points at the time
you attempt to move the points.
• Go to chase.com/ultimaterewards, call the number on the
back of your card or visit a Chase branch to move your
points.
How you could be prohibited from earning or
using points
• We may temporarily prohibit you from earning points or using
points you’ve already earned if we suspect you’ve engaged in
misuse or fraudulent activity related to your account or the
program.
• You can begin earning and using points again in the next
billing cycle after you make a payment to your account
sufficient to become current or when we otherwise no longer
suspect misuse or fraud of the account or program.
How you could lose your points
• Your points don’t expire as long as your account is
open; however, you’ll immediately lose all your points
if your account status changes, or your account is
closed, for misuse, fraud, or any of the following
reasons:
› you fail to comply with other agreements you have with
Chase
› we believe you may be unwilling or unable to pay your
debts on time, including filing for bankruptcy
› we believe that you’ve engaged in fraudulent activity
related to your account or the program
• We won’t reinstate points you lose, unless we’ve made an
error.
• If your account is closed for any other reason, you’ll have at
least 30 days from the date your account is closed to use
your points, as long as you don’t lose them for any of the
reasons described in this agreement. If you don’t use your
points during that time, you’ll lose them unless limited or
prohibited by law, in which case your unused points will be
automatically redeemed for cash in the form of an account
statement credit.
• If we decide to cancel the program, you’ll have at least 30
days from the date we cancel the program to use your points,
as long as you don’t lose them for any of the reasons
described in this agreement. If you don’t use your points
during that time, you’ll lose them.
• If we’re notified of your death, your points will be
automatically redeemed for cash in the form of an account
statement credit.
Other important information you should know
• Unless required by law, points aren’t your property. Points
have no value until redeemed. You can’t transfer or move
points unless expressly provided for in this agreement.
Additionally, points can’t be transferred by operation of law,
such as by inheritance, in bankruptcy or in connection with a
divorce.
• Your participation in the program may result in miscellaneous
income received from Chase and we may be required to send
you, and file with the IRS, a Form 1099-MISC (Miscellaneous
Information) or Form 1042-S (Foreign Person’s U.S. Source
Income Subject to Withholding) for the year in which you
participate and are awarded the benefits of the program. You
are responsible for any tax liability related to participating in
the program. Please consult your own tax advisor if you have
any questions about your personal tax situation.
• We may assign our rights and obligations under this
agreement to a third party, who will then be entitled to any of
our rights that we assign to them.
• We’re not responsible for any disputes you may have with any
authorized users on your account about the program.
• Chase and its third-party service providers and their
respective affiliates, directors, officers, employees, agents or
contractors make no representations or warranties, either
express or implied, including, those of merchantability, fitness
for intended use or a particular purpose and otherwise arising
by law, custom, usage, trade practice, course of dealing or
course of performance. You release Chase, its third-party
service providers, and their respective affiliates, directors,
officers, employees, agents and contractors for all activity in
connection with the program, including but not limited to, use
of the program, and any redemption for or purchase of
products or services through the program.
• You agree to indemnify and hold Chase and its third-party
service providers and all of their respective affiliates,
directors, officers, employees, agents and contractors
harmless from and against any loss, damage, liability, cost, or
expense of any kind (including attorneys’ fees) arising from
your or an authorized user’s: use of the program, any fraud or
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